Down Payment Assistance

Montgomery County's $50,000 Down Payment Help: The 0% Loan Most First-Time Buyers Don't Know About (2026)

Income-qualified first-time buyers in Montgomery County can get up to $50,000 toward down payment and closing costs through the Maryland Mortgage Program — a 0%, no-payment loan repaid at sale or refinance. My client's all-in cost in July: $2,700.